There's no two ways about it, it's outsourcing a recreational activity which brings up the eternal question: How did someone that abysmally lazy find the motivation to turn his computer on in the first place?
What bugs me the most about buying characters along with RMT and leveling services is that when you buy into it, you're sending your money to a bunch of leechers who think they have a right to make money off a game that they have never lifted a finger to help make happen. It's no different than pirating movies or music, it's eating off the plates of other people and it's quite despicable no matter how you try to sugar coat it.
Some people try and feed us flim flam lines like they don't have time to play the game legit. Bologna! I have played through FFXI, WoW and working on this game to date even though I am an adult who works full time and I know many players who work full time AND have families with kids and they still find time. If putting in a little time is that much of an issue for you, find a different hobby. You don't get to bend the rules just because they aren't convenient for you. The world doesn't work that way.