Chaos Creator

I dunno, I think its pretty cool how he does it :-\

From my experience masterminds get alot of debt until they really get used to how their particular build works. One moment of inattention can cause your pets to drag an entire groups aggro onto you, not fun.

First, I have a massive headache from just reading this thread in its entirety

Second, I really like this idea except for a few things;
-Student: as has been mentioned its a PLers dream
-Bonuses: someone (not gonna search for name) pointed out that heroes have weaknesses. I like this idea so I'd think your weaknesses in categories could be like this:

Student: While you are a quick learner you have difficulty grasping concepts without others help. [- some % xp when not teamed]

Mentor: You're a great teacher and your underlings excel when you are near. However, when they're not around you, you are lonely[-some % defense maybe? or perhaps accuracy? just throwing out some ideas]

Rogue: While you excel at crime your name is well known and the authorities are a little less kind to you [gain more debt from deaths]

Merchant: You're good with money but all that wealth makes you an easy target for other criminals[mobs' aggro range is doubled on you]