Blade_Wydow

You will struggle, the flip side is you are debt free until level 10. This will allow you to learn your build / powers and use them in a way that suits you best without penalty. You will gain contacts outside AE which will help you make sense of the game and its lore. This in turn will open doors to new worlds that are accessible only through completion of story arcs. Other than what you've already been told by the forum posts, relax and enjoy.